NeoCal Documentation

NeoCal for Palm OS User Guide

Financial Registers

NeoCal contains ten registers used specifically for the financial applications:

• is used for cost
• is used for price
• and are used for margin and markup
• is used for the number of periods or payments per year
• is used for the total number of periods or payments
• and are used for the annual nominal interest rate
• is used for present value
• is used for the periodic payment
• is used for future value
• is used for the annual effective rate

Just like the user registers, these registers are accessed using the and buttons. However, the financial registers perform a calculation when their button is pressed without being preceded by or . As a convenience, pressing one of these buttons while entering a number will cause any pending operation to be performed and then store that number in the register.

For example,

• Pressing will store the displayed number in the future value register.
• Pressing will display the value stored in the price register.
• Pressing will store 7.5% in the annual interest rate register.
• Pressing will store 60 in the N register.
• Pressing will calculate, store, and display the present value.

The financial registers and any user registers currently holding a cash flow entry are cleared by pressing the button. As a reminder, the value of the register is displayed.